Protect Yourself from Identity Theft
By: Christy Hendricks
A credit freeze restricts access to a person's credit reports. This doesn't affect your credit score or keep you from getting your free annual credit report, or buying your credit report or score. A credit freeze will help keep an identity thief from opening most new accounts. However, it won't help if a thief is using existing credit cards or others accounts. A credit freeze also won't help with some new accounts that don't require credit checks like telephone, wireless, and bank accounts.