Most people in the Heartland aren’t very good at managing money, according to new numbers.
WalletHub compiled information dealing with spending and debt, financial literacy scores, credit and saving and found that Missouri is the least “financially savvy” state in the nation.
"You just see money differently,” Boyland said. "We paid off, in just personal credit card debt, over $10,000."
"Ultimately it's about beginning with the end in mind, having a big vision for your future,” Hodges said.
"If I had a dollar for every time I hear people say, ‘If I were 25 again, I'd do this’ or ‘If I were 35.’ Every generation, everybody tends to look back and go ‘If I had it to do over,’ and we have to learn from that,” Hodges said.
"The earth is God’s and everything in it, so it's his money and it's everything. It changes your perspective,” Boyland said.
"We are almost at the point now where we are prepared for anything and that feels amazing,” Boyland said.
- Save money for out-of-pocket health costs
- Save money for home and car repairs
- Buy life insurance
- Buy disability insurance
- Buy more liability insurance
Hodges also said if you haven't started retirement planning, now’s the time.