Counselors urge individuals to review insurance plans - KFVS12 News & Weather Cape Girardeau, Carbondale, Poplar Bluff

Counselors urge individuals to review insurance plans

CAPE GIRARDEAU, MO (KFVS) -

Open enrollment under the Affordable Care Act starts November 1; and even if you're already covered, you still may be able to save some money for the coming year.

East Missouri Action Agency certified application counselor Gina Harper said prices of plans under the Affordable Care Act can change on a yearly basis.

"When I council with someone, I say at the end of next year we want to have this conversation again just to make sure you're getting the best rates you can get," Harper said.

If you're already enrolled in a plan and do nothing, you will be covered under the same plan for 2016.

However, you might be paying a little more.

“The plans went up a little bit, they're going to across the board, a little less than 10 percent," Harper said.

There is a chance, though, you could find the same coverage for less.

"New insurance companies are coming into the market. Anytime a new one comes in their rates are going to maybe be a little cheaper in the beginning.”

Cost varies for each individual but Harper said it's always worth double checking your plan.

"I always stress please make sure your file is updated because if you are getting subsides it goes by your income. If it does change year to year we want to know to make sure you're getting the most off."

Open enrollment closes January 31. In order to be covered at the start of the new year, you must enroll by December 15.

To find low cost or free assistance for enrolling, check out the links below:

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