IHSA mandates insurance for all student athletes - KFVS12 News & Weather Cape Girardeau, Carbondale, Poplar Bluff

IHSA mandates insurance for all student athletes

The Illinois High School Association approved a policy to make sure its members are complying with a new law requiring them to obtain catastrophic insurance coverage for student athletes. The Illinois High School Association approved a policy to make sure its members are complying with a new law requiring them to obtain catastrophic insurance coverage for student athletes.
(KFVS) -

Believe it or not, not every school in Illinois covers its student athletes under the schools health insurance. That could be costly for parents if their son or daughter gets hurt.

But a new policy is changing that.

Previously, schools in Illinois weren't required to protect their student's athletes under their health insurance.

Many of them did so voluntarily, but cost concerns for school districts forced many schools to eliminate that policy.

The Illinois High School Association approved a policy to make sure its members are complying with a new law requiring them to obtain catastrophic insurance coverage for student athletes.

It's a move that will only apply to schools that don't require private insurance for their athletes.

"In regards to what the IHSA is requiring, it is not going to change a whole lot of what we do," said Du Quoin High School Principal Matt Hawkins. "I think it is more something that the Illinois High School Association wants to ensure that all students are covered and it's putting a safety net through their regulations and that every high school is covering theirs students in some way shape or form."

An original version of the legislation would have required up to $7.5 million in coverage over 15 years. Cost concerns for school districts that are already strapped for cash were raised, and the terms were changed for the final version.

The law takes effect immediately.

It includes all public schools and private schools whose athletes take part in events sanctioned by the IHSA.

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